California Lutheran University

Thousand Oaks, CA

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Prosperity Gauge

Monthly budget after graduation — Business Administration, Management and Operations.

Comfortable

Taxes

Rent

$3,839

$8,932/mo gross$3,839/mo remaining (43%)

Taxes

$2,504/mo

28.0% effective

Student Loan

$442/mo

10yr at 5%

Rent

$2,147/mo

Metro median

Food, Transport, Savings

$3,839/mo

43% of gross

5.0% D/EOxnard-Thousand Oaks-Ventura

Adjusted earnings: $98,917 (costs 13% above avg in Oxnard-Thousand Oaks-Ventura)

Completion Matters

If you graduate

+161%

ROI

Expected (74% grad)

+106%

ROI

Completion risk costs 56 points. Most students finish, but the 26% who don't face debt without the earnings premium.

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After Loan Payments, Graduates Earn

$5,284/moHealthy

$5,726/mo earnings

− $442/mo loan payment

Report Card

💰Value52

Net Price$26,433

10-Year Earnings$68,712

Federal Loan Rate78%

3-Year Repayment71%

🎓Completion76

Retention Rate81%

4-Year Grad Rate74%

6-Year Grad Rate74%

🚪Access51

Pell Grant Recipients30%

First-Generation Students35%

Admission Rate89%

📈Outcomes83

6-Year Earnings$54,981

10-Year Earnings$68,712

Loan Repayment Rate71%

📝 Admissions

SAT Average1224

ACT Average26

Admission Rate89%

Student Body Size2,374

👥 Demographics

White36%

Hispanic/Latino41%

Black4%

Asian5%

American Indian/Alaska Native0%

Native Hawaiian/Pacific Islander1%

Two or More Races7%

Non-Resident Alien4%

Unknown2%

💵 Cost

$26,433

Avg Net Price

$50,670

In-State Tuition

$50,670

Out-of-State Tuition

Programs & Earnings by Field

Median earnings 1 year after graduation. ROI = (Earnings - Debt) / Debt.

💻 Computer Science

Computer Science.Bachelor's4.1% D/E

~43 graduates/year

$68,398/yr

+214.5% ROI

Expected: +145%

$21,750 debt

📚 Education

Educational Administration and Supervision.Doctoral

$94,982/yr

Educational Administration and Supervision.Master's4.6% D/E

~65 graduates/year

$74,480/yr

+181.2% ROI

Expected: +120%

$26,486 debt

Special Education and Teaching.Master's2.8% D/E

~15 graduates/year

$68,342/yr

+368.1% ROI

Expected: +258%

$14,600 debt

Student Counseling and Personnel Services.Master's10.7% D/E

~55 graduates/year

$61,749/yr

+20.5% ROI

Expected: +2%

$51,250 debt

📋 Other

Liberal Arts and Sciences, General Studies and Humanities.Bachelor's7.4% D/E

~39 graduates/year

$34,989/yr

+74.9% ROI

Expected: +42%

$20,000 debt

📋 Other

Biology, General.Bachelor's8.9% D/E

~75 graduates/year

$32,894/yr

+45.6% ROI

Expected: +20%

$22,587 debt

📋 Other

Multi/Interdisciplinary Studies, Other.Bachelor's12.4% D/E

~16 graduates/year

$23,879/yr

+4.4% ROI

Expected: -10%

$22,875 debt

📋 Other

Health and Physical Education/Fitness.Bachelor's9.2% D/E

~41 graduates/year

$33,818/yr

+40.9% ROI

Expected: +17%

$24,000 debt

📋 Other

Clinical, Counseling and Applied Psychology.Doctoral32.5% D/E

$72,291/yr

-60.2% ROI

Expected: -57%

$181,467 debt

Psychology, General.Bachelor's9.6% D/E

~109 graduates/year

$30,918/yr

+34.4% ROI

Expected: +12%

$23,000 debt

⚖️ Criminal Justice

Criminal Justice and Corrections.Bachelor's6.0% D/E

$43,122/yr

+115.6% ROI

Expected: +72%

$20,000 debt

📋 Other

Public Administration.Master's

$54,840/yr

📋 Other

Political Science and Government.Bachelor's7.1% D/E

~30 graduates/year

$36,061/yr

+82.6% ROI

Expected: +48%

$19,750 debt

Criminology.Bachelor's7.4% D/E

~53 graduates/year

$31,963/yr

+75.1% ROI

Expected: +42%

$18,250 debt

📋 Other

Music.Bachelor's16.3% D/E

~21 graduates/year

$20,650/yr

-20.5% ROI

Expected: -28%

$25,990 debt

🏥 Healthcare

Mental and Social Health Services and Allied Professions.Master's11.4% D/E

~31 graduates/year

$50,691/yr

+13.9% ROI

Expected: -3%

$44,500 debt

💼 Business

Business Administration, Management and Operations.Master's5.0% D/E

~94 graduates/year

$107,188/yr

+161.4% ROI

Expected: +106%

$41,000 debt

Finance and Financial Management Services.Master's

~39 graduates/year

$80,356/yr

Accounting and Related Services.Bachelor's3.9% D/E

~36 graduates/year

$72,696/yr

+229.3% ROI

Expected: +156%

$22,078 debt

Management Sciences and Quantitative Methods.Bachelor's5.6% D/E

~29 graduates/year

$57,276/yr

+131.6% ROI

Expected: +84%

$24,728 debt

Business Administration, Management and Operations.Bachelor's5.4% D/E

~160 graduates/year

$55,234/yr

+140.1% ROI

Expected: +90%

$23,000 debt

📋 Other

Communication and Media Studies.Bachelor's7.2% D/E

~55 graduates/year

$37,249/yr

+79.1% ROI

Expected: +45%

$20,802 debt

Communication, Journalism, and Related Programs, Other.Bachelor's9.1% D/E

~43 graduates/year

$34,432/yr

+42% ROI

Expected: +18%

$24,250 debt

How to read this: If a program shows $50,000/yr earnings and +150% ROI, graduates earn $50k one year out, and that's 2.5x their student debt. Higher ROI = better return on your education investment.

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Statistics from College Scorecard (U.S. Department of Education). Veteran data estimated from Scorecard demographics. Prosperity Gauge uses federal tax estimates, standard 10-year loan amortization at 5%, and state-level rent data. See our methodology.