Monthly budget after graduation — Economics.
Taxes
$1,979/mo
26.5% effective
Student Loan
$130/mo
10yr at 5%
Rent
$1,870/mo
State median
Food, Transport, Savings
$3,480/mo
47% of gross
If you graduate
+646%
ROI
Expected (93% grad)
+599%
ROI
Completion risk costs 47 points. Most students finish, but the 7% who don't face debt without the earnings premium.
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After Loan Payments, Graduates Earn
$8,728/mo earnings
− $130/mo loan payment
Median earnings 1 year after graduation. ROI = (Earnings - Debt) / Debt.
~118 graduates/year
~36 graduates/year
How to read this: If a program shows $50,000/yr earnings and +150% ROI, graduates earn $50k one year out, and that's 2.5x their student debt. Higher ROI = better return on your education investment.
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Statistics from College Scorecard (U.S. Department of Education). Veteran data estimated from Scorecard demographics. Prosperity Gauge uses federal tax estimates, standard 10-year loan amortization at 5%, and state-level rent data. See our methodology.