Monthly budget after graduation — Cosmetology and Related Personal Grooming Services.
Taxes
$163/mo
13.7% effective
Student Loan
$85/mo
10yr at 5%
Rent
$1,870/mo
State median
Food, Transport, Savings
-$922/mo
-77% of gross
If you graduate
+81%
ROI
Expected (70% grad)
+42%
ROI
Completion risk costs 39 points. Most students finish, but the 30% who don't face debt without the earnings premium.
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Veteran or service member?
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After Loan Payments, Graduates Earn
$2,567/mo earnings
− $85/mo loan payment
Median earnings 1 year after graduation. ROI = (Earnings - Debt) / Debt.
~147 graduates/year
How to read this: If a program shows $50,000/yr earnings and +150% ROI, graduates earn $50k one year out, and that's 2.5x their student debt. Higher ROI = better return on your education investment.
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Statistics from College Scorecard (U.S. Department of Education). Veteran data estimated from Scorecard demographics. Prosperity Gauge uses federal tax estimates, standard 10-year loan amortization at 5%, and state-level rent data. See our methodology.