Monthly budget after graduation — Computer Science.
Taxes
$2,225/mo
26.5% effective
Student Loan
$181/mo
10yr at 5%
Rent
$1,634/mo
State median
Food, Transport, Savings
$4,343/mo
52% of gross
If you graduate
+501%
ROI
Expected (93% grad)
+460%
ROI
Completion risk costs 40 points. Most students finish, but the 7% who don't face debt without the earnings premium.
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After Loan Payments, Graduates Earn
$6,470/mo earnings
− $181/mo loan payment
Median earnings 1 year after graduation. ROI = (Earnings - Debt) / Debt.
~46 graduates/year
~23 graduates/year
~39 graduates/year
~26 graduates/year
~68 graduates/year
~55 graduates/year
~74 graduates/year
~40 graduates/year
~33 graduates/year
~28 graduates/year
~20 graduates/year
How to read this: If a program shows $50,000/yr earnings and +150% ROI, graduates earn $50k one year out, and that's 2.5x their student debt. Higher ROI = better return on your education investment.
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Statistics from College Scorecard (U.S. Department of Education). Veteran data estimated from Scorecard demographics. Prosperity Gauge uses federal tax estimates, standard 10-year loan amortization at 5%, and state-level rent data. See our methodology.