Monthly budget after graduation — Cosmetology and Related Personal Grooming Services.
Taxes
$187/mo
10.7% effective
Student Loan
$85/mo
10yr at 5%
Rent
$1,242/mo
Metro median
Food, Transport, Savings
$234/mo
13% of gross
If you graduate
+165%
ROI
Expected (71% grad)
+103%
ROI
Completion risk costs 62 points. Most students finish, but the 29% who don't face debt without the earnings premium.
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Veteran or service member?
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After Loan Payments, Graduates Earn
$5,108/mo earnings
− $85/mo loan payment
Median earnings 1 year after graduation. ROI = (Earnings - Debt) / Debt.
~79 graduates/year
How to read this: If a program shows $50,000/yr earnings and +150% ROI, graduates earn $50k one year out, and that's 2.5x their student debt. Higher ROI = better return on your education investment.
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Statistics from College Scorecard (U.S. Department of Education). Veteran data estimated from Scorecard demographics. Prosperity Gauge uses federal tax estimates, standard 10-year loan amortization at 5%, and state-level rent data. See our methodology.