Baylor University

Waco, TX

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Prosperity Gauge

Monthly budget after graduation — Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.

Comfortable

Taxes

Rent

$5,681

$9,385/mo gross$5,681/mo remaining (61%)

Taxes

$2,103/mo

22.4% effective

Student Loan

$442/mo

10yr at 5%

Rent

$1,160/mo

Metro median

Food, Transport, Savings

$5,681/mo

61% of gross

4.7% D/EWaco

Adjusted earnings: $120,055 (costs 9% below avg in Waco)

Completion Matters

If you graduate

+175%

ROI

Expected (81% grad)

+132%

ROI

Completion risk costs 43 points. Most students finish, but the 19% who don't face debt without the earnings premium.

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Veteran or service member?

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Veteran & Military Student Info

Estimated 49 veteran students enrolled.

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After Loan Payments, Graduates Earn

$5,041/moHealthy

$5,483/mo earnings

− $442/mo loan payment

Report Card

💰Value55

Net Price$41,942

10-Year Earnings$65,793

Federal Loan Rate34%

3-Year Repayment72%

🎓Completion84

Retention Rate91%

4-Year Grad Rate81%

6-Year Grad Rate81%

🚪Access27

Pell Grant Recipients13%

First-Generation Students17%

Admission Rate51%

📈Outcomes83

6-Year Earnings$56,532

10-Year Earnings$65,793

Loan Repayment Rate72%

📝 Admissions

SAT Average1313

ACT Average29

Admission Rate51%

Student Body Size15,007

👥 Demographics

White61%

Hispanic/Latino16%

Black5%

Asian9%

American Indian/Alaska Native0%

Native Hawaiian/Pacific Islander0%

Two or More Races5%

Non-Resident Alien3%

Unknown1%

💵 Cost

$41,942

Avg Net Price

$54,844

In-State Tuition

$54,844

Out-of-State Tuition

Programs & Earnings by Field

Median earnings 1 year after graduation. ROI = (Earnings - Debt) / Debt.

📚 Education

Educational Administration and Supervision.Doctoral13.3% D/E

~16 graduates/year

$66,146/yr

-2.9% ROI

Expected: -12%

$68,125 debt

Educational Administration and Supervision.Master's7.3% D/E

~20 graduates/year

$53,738/yr

+78.2% ROI

Expected: +54%

$30,150 debt

Teacher Education and Professional Development, Specific Subject Areas.Bachelor's6.7% D/E

~28 graduates/year

$52,133/yr

+93.1% ROI

Expected: +66%

$27,000 debt

Teacher Education and Professional Development, Specific Levels and Methods.Bachelor's6.7% D/E

~39 graduates/year

$50,657/yr

+92.1% ROI

Expected: +65%

$26,375 debt

⚙️ Engineering

Engineering, General.Bachelor's

~11 graduates/year

$63,830/yr

📋 Other

Liberal Arts and Sciences, General Studies and Humanities.Bachelor's8.6% D/E

~36 graduates/year

$42,522/yr

+51.1% ROI

Expected: +32%

$28,143 debt

📋 Other

Biology, General.Bachelor's8.1% D/E

~9 graduates/year

$36,637/yr

+59.9% ROI

Expected: +39%

$22,910 debt

Cell/Cellular Biology and Anatomical Sciences.Bachelor's12.2% D/E

~18 graduates/year

$29,023/yr

+6.5% ROI

Expected: -4%

$27,250 debt

📋 Other

Health and Physical Education/Fitness.Bachelor's10.6% D/E

~47 graduates/year

$30,674/yr

+22.7% ROI

Expected: +9%

$25,000 debt

Health and Physical Education/Fitness.Master's

~21 graduates/year

—/yr

$29,000 debt

📋 Other

Clinical, Counseling and Applied Psychology.Bachelor's10.0% D/E

~51 graduates/year

$33,805/yr

+30% ROI

Expected: +15%

$26,000 debt

📋 Other

Social Work.Bachelor's

~20 graduates/year

—/yr

$25,000 debt

🏥 Healthcare

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.Master's4.7% D/E

~17 graduates/year

$112,625/yr

+174.7% ROI

Expected: +132%

$41,000 debt

Rehabilitation and Therapeutic Professions.Doctoral8.6% D/E

$77,157/yr

+50.6% ROI

Expected: +31%

$51,250 debt

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.Bachelor's4.6% D/E

~156 graduates/year

$76,167/yr

+182.1% ROI

Expected: +138%

$27,000 debt

Mental and Social Health Services and Allied Professions.Master's14.7% D/E

~32 graduates/year

$47,322/yr

-12% ROI

Expected: -19%

$53,800 debt

💼 Business

Business Administration, Management and Operations.Master's5.8% D/E

~26 graduates/year

$68,816/yr

+122% ROI

Expected: +89%

$31,000 debt

Accounting and Related Services.Bachelor's5.1% D/E

~28 graduates/year

$59,814/yr

+154.5% ROI

Expected: +115%

$23,500 debt

Finance and Financial Management Services.Bachelor's

~14 graduates/year

$53,751/yr

Business Administration, Management and Operations.Bachelor's6.8% D/E

~30 graduates/year

$51,203/yr

+89.6% ROI

Expected: +63%

$27,000 debt

Marketing.Bachelor's8.5% D/E

~30 graduates/year

$40,933/yr

+51.6% ROI

Expected: +32%

$27,000 debt

📋 Other

Communication and Media Studies.Bachelor's8.1% D/E

~15 graduates/year

$34,282/yr

+59.5% ROI

Expected: +39%

$21,500 debt

How to read this: If a program shows $50,000/yr earnings and +150% ROI, graduates earn $50k one year out, and that's 2.5x their student debt. Higher ROI = better return on your education investment.

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Statistics from College Scorecard (U.S. Department of Education). Veteran data estimated from Scorecard demographics. Prosperity Gauge uses federal tax estimates, standard 10-year loan amortization at 5%, and state-level rent data. See our methodology.