Monthly budget after graduation — Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR).
Taxes
$131/mo
9.2% effective
Student Loan
$27/mo
10yr at 5%
Rent
$1,200/mo
State median
Food, Transport, Savings
$75/mo
5% of gross
If you graduate
+588%
ROI
Expected (72% grad)
+406%
ROI
Completion risk costs 182 points. Most students finish, but the 28% who don't face debt without the earnings premium.
Personalize your results
Would you be the first in your family to attend college?
Veteran or service member?
We can adjust costs and recommendations based on your education benefits.
After Loan Payments, Graduates Earn
$2,053/mo earnings
− $27/mo loan payment
Median earnings 1 year after graduation. ROI = (Earnings - Debt) / Debt.
~320 graduates/year
~48 graduates/year
~9 graduates/year
How to read this: If a program shows $50,000/yr earnings and +150% ROI, graduates earn $50k one year out, and that's 2.5x their student debt. Higher ROI = better return on your education investment.
No reviews yet. Be the first to share your experience!
Statistics from College Scorecard (U.S. Department of Education). Veteran data estimated from Scorecard demographics. Prosperity Gauge uses federal tax estimates, standard 10-year loan amortization at 5%, and state-level rent data. See our methodology.