Monthly budget after graduation — Culinary Arts and Related Services.
Taxes
$374/mo
15.4% effective
Student Loan
$103/mo
10yr at 5%
Rent
$1,450/mo
State median
Food, Transport, Savings
$508/mo
21% of gross
If you graduate
+208%
ROI
Expected (84% grad)
+166%
ROI
Completion risk costs 42 points. Most students finish, but the 16% who don't face debt without the earnings premium.
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After Loan Payments, Graduates Earn
$3,471/mo earnings
− $103/mo loan payment
Median earnings 1 year after graduation. ROI = (Earnings - Debt) / Debt.
~112 graduates/year
How to read this: If a program shows $50,000/yr earnings and +150% ROI, graduates earn $50k one year out, and that's 2.5x their student debt. Higher ROI = better return on your education investment.
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Statistics from College Scorecard (U.S. Department of Education). Veteran data estimated from Scorecard demographics. Prosperity Gauge uses federal tax estimates, standard 10-year loan amortization at 5%, and state-level rent data. See our methodology.